
Since putting the plan in place 6 months ago I have already noticed my earnings are already working harder for me, I only wish that I had put this in place years ago.
Freehold Express shows you how to make your money work as hard for you as you did to earn it, its brilliant!
After having the Freehold Express Plan explained to me, it was hard to believe how easy it could be to NOT give the bank all of your money.
The plan is like a diet, it makes your bank balance healthy as well as yourself because it shows you where to put your money.
Freehold Express has made my dreams of owning my own home an achievable goal in a very short time, thank you.
Jeff
Hornby, Christchurch

I joined Freehold Express in June 2010. I was recommended to them by a friend. At the time my mortgage was $234,121 and I had 29 years to go.
Since coming on board with Freehold Express I have purchased a second rental property. I have been given the freedom to know that I will pay my mortgage off 17 years sooner than the way the bank had set my mortgage up.
I plan to semi-retire when I am about 55 and this is now going to be possible since becoming a client of Freehold Express’.
You don’t even have to do anything differently to keep the plan running; it is so easy.
Working with Freehold Express I received professional service and regular updates as required.
I would recommend putting a Freehold Express plan in place.
Anne Chambers
Islington, Christchurch
Just a note to thank you for showing Dorothy & I your plan on how to reduce and pay off our mortgage over a shorter period of time, it has in fact worked out much better than expected because your plan was conservative which meant we have not had to change our lifestyle. Our mortgage will be paid off in 4 years instead of 14 years 6 months had we carried on with our previous arrangements with the bank. We find it hard to believe how little interest we have had to pay over the past 6 months and how big a surplus we now have available to pay off our loan after which we will restructure again as per instructions from Freehold Express. This plan lets us make better use of the interest rates available at the time of restructuring our loan. The only regret we have is that we did not get in touch with Freehold Express when we first seen your advertisement 3 years ago.
Dorothy & Lynn Ashby
Invercargill
This is a letter of thanks and how sharing knowledge of re-structuring our mortgage can change our lives. We were unaware how much this can make such a difference. My husband and I have been pleasantly enlightened to our new “financial future”. And with a little guidance we are sure of making this happen. Our main decision was to be open minded about any suggestion you had to put in place. Once my husband, Tom, had seen the figures and how he can make a difference, he took ownership of our Freehold Express Plan. Realizing where he can cut costs, a little here and there, he basically changed overnight. His spending and being aware of how he is spending changed. It is amazing when you see figures and fact on paper what you can save, how much it hits home.
Tania & Tom
A short time ago we were among the vast majority of mortgage holders who simply pay their bank the agreed sum every month without giving it too much thought. We didn’t like the prospect of spending the next eighteen years paying for our house nearly three times over in interest costs but we were not aware of how to change the situation. We were sceptical of the huge savings in interest that Freehold Express said were possible and we were reluctant to pay more money for the promise of future savings. It is nine months later now and we are on track to pay off our mortgage within 7 years. Not because we have changed our lifestyle or have gone without but because we are now smarter and have learned to make our mortgage work best for us rather than better for the bank. Freehold Express does not give you some “pointers” and then leave you to it. Rather, their fee covers ongoing mortgage advice whenever you need it until you are mortgage-free. They are proactive about getting the best result for you because their job is not complete untilyour mortgage is. We have been impressed by the expert advice and personal service that is available whenever we need it and have gained knowledge ourselves that will save us money in any future investments we make. We have recommended Freehold Express to many of our friends and we will continue to do so.
Clint & Danielle
When we first heard about the Freehold Express Plan my husband was extremely sceptical that they could deliver a way to help us for two reasons. Firstly, that anything that sounds that good usually isn’t and secondly, with our level of debt and overheads, that we could be helped. How wrong we were! It has changed the way we regard our money, we now MANAGE our finances and we also now have a much better quality of life without all that additional stress of feeling like we’re working just to pay the bills. Best news of all is that in 11 years we will be debt free and have saved $192,000- in interest!!
Liz & Bruce
I joined Freehold Express a year ago as you know. I was reluctant at first and worried about my income for the next year at the time. This was because of the contract work that I did and no guarantees regarding future work and because of my age and the looming/already happening recession everywhere. However, I took the plunge and paid the fee necessary to have the continuing advice and ongoing support regarding my mortgage. I have been relieved by doing this and although at first I thought the fee was a lot of money to pay for the privilege, I have not regretted doing this. I was offered a job around April this year and I have been working fulltime with the company since then. I have more confidence about asking for help when I need it from you and the company, and I have managed to save quite a lot of interest on my mortgage already. I like to know I can send in an update form from time to time and to know that I can get the go ahead on saving more interest. This has been quite a big psychological move for me. As I live on my own and have few resources to call on about these things, I am truly grateful for what support I have had over the last year. I would not hesitate to recommend your company to other people wanting to pay off their mortgages more quickly and more efficiently with the support of people prepared who will look after you in your endeavours to become mortgage free. Thank you for your past support and I look forward to a continuing constructive relationship with Freehold Express.
Helen.
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